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Month February 2020

Nigerian Pastor Who Went To China To Destroy Coronavirus Has Been Rushed To The Hospital


Early this week, a Nigerian pastor by name Pastor Elija Emeka Chibuke declared his intentions to travel to China and destroy the deadly corona virus that has been claiming so many lives across the world especially China.We have been following this story closely and though it’s still a developing story that we can not independently confirm, reports say the Nigerian pastor who tried to pray for Coronavirus victims has been rushed to the hospital after showing signs of contacting the virus.

The cost of digging n building a septic tank of 10ft


By William Ekwelu
10ft is big, to save on materials it can be reduced to 8ft, and it will take you very many years before emptying it . For excavating there are three methods you pay per feet , per cubic metre or per metre. Most local casual Labour want to charge per feet that is 25000/= per feet , so calculate how many feet’s you have and multiply by 25000/=.

Second method per Cubic metre
10ft = 3m, assuming depth is 2.4m ,so you get 3by3by 2.4m = 21.6 cubic metres
After that you can decide to multiply those cubic metres with between 4k to 8k depending on your ground nature.
Let us assume 6k or 6000/= Ugandan shillings
So 21.6 multiply 6k = I believe it will give you 129600/=. Just excavation. So it is better you decide how much you are paying each cubic metre but someone to give you a round figure that it is this amount without looking at that ground nature it may help you little.

Alternatively get a professional let him visit the site and let him make quotations . a rough estimate will be 500,000/= but remember you have to dig a soakpit too which may be of relatively similar size . if you get a good casual labour who can excavate it may take not more than 1.2m. Well, 10ft is better and reasonable in the engineering point of view if you expect to have usage capacity of 50 users but it may require you to have short columns like six of them if the soils are loose or weak . so you need to consider some things too. Another thing you look at the size of soakpit and the trip of hardcore it will swallow.

Mine costed about 1.8m including soak pit, labour and materials.

Dont pay guys from national water who come to your house after you made payments at NSWC


When you ask for a new water meter, you don’t pay guys from national water who come to your house after you made payments at NSWC.They are not supposed to be paid. They have an employer who pays them. Ugandans need to work on their entitlement vice when it comes to other people’s money.The connection fee you pay at Nwsc includes the materials, meter, trenching fees and labour. You are not supposed to pay any money to the field staff. All payments are made in the bank and mobile money. Corruption starts from us– why motivate an official worker by giving money yet he is paid at work.

Whether umeme or nwsc people,they will always ask for money which is most times not necessary.At times,you just have to tell them that you already cleared all the payments with their office but sometimes they can be so hard to deal with.

Its very important you go to the nearest branch office in case you want a new water connection and go thorough the right procedure of acquiring the connection.

THE #‎GREECECRISIS‬ WAS NOT GREEK!


“Thank you for banking with us, based on your account, you qualify for a loan of xxx amount. I will also give you a very good interest rate” the caller said.

You may have received such calls from the banks. I remember asking one of them what I would do with the loans and he said I could renovate my house, furnish the house or start a business. “Do you have a business idea I could start with?” Of course he had none! If one is not careful, one could get into a #GreeceCrisis. Let us learn Greek, the lessons that is:

DO NOT BORROW WHAT YOU CANNOT REPAY!
For the salary earners, all your loans should not be more than 50% of your take home. Before you take on a loan, you can first calculate how much the monthly instalments are going to be. Make use of the inbuilt loan amortization schedule in excel. This also helps you to create various scenarios using different interest rates and repayment periods until you come up with a manageable scenario

DO NOT GET YOURSELF INTO A DEBT TRAP!
Many borrowers take loans to repay existing loans. This ends up into a vicious cycle. Most of the debts acquired are sometimes not necessary. Bad debts are those acquired for consumption purposes, good debt are those acquired for facilitating generation of more income.

DO NOT BORROW AGAINST FUTURE EXPECTED INCOME!
The future income may not materialize as expected. If you borrow expecting a salary raise of say 20% and you get 5% or none what happens? Remember what happened to the Safaricom IPO and those who borrowed to buy the shares?

TRACK ALL YOUR LIABILITIES!
Even if you do not like to keep records (the only record we are not to keep is a record of wrongs) you should have a place where you rack all your liabilities (the things you owe). Otherwise how will you know how to prioritize the various obligations? If you list all your creditors and they many, why not consider consolidating them to only a couple of them that you can easily track and monitor?

LIVE WITHIN YOUR MEANS!
Am yet to hear someone who died of lack of luxury. If luxury is not within your means, accept and be happy to meet your basic needs. Living within your means requires simple disciplines like having and maintaining a budget. If you put together a budget and it is a deficit one (i.e. expenses exceed income), at that point you make the tough choices of cutting of some expenses from your budget or looking for ways to increase your income (loan is not income). But if you live on a deficit status day in day out you are headed for a #GreekCrisis.

The #GreeceCrisis was largely due to unsustainable debt as result of consistently operating on a budget deficit. This is not Greek to anyone, it is that simple! The above lessons are both for the individual and the businesses alike.

SO TAXES WE MUST PAY, BUT HOW MUCH?


First of all, why pay taxes? ‘This is why you pay taxes, for the authorities are God’s servants, who give their full time to governing. Give to everyone what you owe them: If you owe taxes, pay taxes; if revenue, then revenue; if respect, then respect; if honor then honor’. Romans (13:6-7)

Uganda Revenue Authority and other tax collecting bodies are therefore established to fulfill the mandate of collecting as much tax as possible. Imagine a world where the citizen are all tax compliant and the government puts all the taxes to good use…..Utopia 🙂

The more you earn as an individual the more taxes you pay, hence PAYE (Pay As You Earn). The higher the annual gross turnover of a small business, the higher the annual tax payable. The more profits a medium enterprise makes, the more income tax you pay. In other words the only way to avoid tax at the moment is to ensure your monthly earning is less than Ugx235,000 and your annual business turnover is less than Ugx 10,000,000. Below these amounts the tax payable is 0%

So taxes we must pay but how much?

Depending on whether you see the glass as half-full or half-empty, the Uganda budget for 2015/2016 gave a section of small business owners a reason to celebrate. The increasing of the VAT registration threshold was a welcome to many SMEs. It brought with it amendments of The Value Added Tax (VAT) and The Income Tax Act (ITA). This was in line with Uganda Revenue Authority (URA) aim of reducing the administrative burden of small businesses.‪

The VAT amendment bill proposed to increase the annual turnover threshold for VAT registration from Ush 50 million to 150 million. This meant that a broader range of small businesses would be excluded from the requirement to register for VAT. A tax payer below the threshold would still be entitled to apply for (or retain) VAT registration. A registered taxpayer falling below the new threshold may apply for their registration to be cancelled.

The income tax amendment bill proposed to increase the threshold for presumptive tax from Ush 50 million to 150 million, while at the same time halving the base tax rate from 3% to 1.5%. This meant that SME taxpayers with annual turnover between Ush 50 and 150 million would be entitled to calculate their annual income tax liability based on a flat rate of 1.5% applied to their gross turnover. The tax amount may be a lesser lump sum according to where the turnover falls within the four prescribed brackets.

For tax payers with a gross turnover of less than Ush 50 million, specific lump sum tax amount would apply (ranging from Ush100,000 to 500,000) depending on the nature of the business and location. For instance those earning between Ush35 million to Ush50 million per annum, would pay Ush500,000 per year, while those with less than Ush10 million turnover would pay Ush250,000.

The bill made it mandatory for every local authority, government institution or regulatory body to require a TIN from any person applying for a license or any form of authorization necessary for conducting business in Uganda. The URA partnership with Kampala Capital City Authority (KCCA) and the Uganda Registration Services Bureau (URSB) has already registered many new taxpayers since its inception. This partnership is among many changes aimed at ensuring more people shoulder the tax burden instead of the current few.

Excerpts from PWC’s Tax watch, Tax Amendment Bills – 2015

A SIMPLE GUIDE TO HOW PARLIAMENT MAKES LAWS AND HOW A BILL BECOMES LAW IN UGANDA


A GUIDE TO TERMS

1. WHAT IS A BILL

A bill is a draft of an Act of parliament and includes both a private member’s Bill and a Government Bill. Simply put, a Bill is that document before Parliament passes it into Law. E.g Anti- Homosexuality Bill which has now become the Anti- Homosexuality Law.

2. WHAT IS A PRIVATE MEMBER’S BILL.

Under Article 79(1) of the Constitution of Uganda, parliament shall have the power to make the Laws on any matter for the peace, order, development and good governance of Uganda”. A private member’s Bill is moved by a backbench MP and not by Government e.g the Anti- Homo Bill was moved by MP Bahati.

STAGES OF DEBATE

1. A Committee chairperson moves motion seeking leave (permission) to present this Private Member’s Bill after which that Chairperson produces the proposed draft of the Bill.

2. Members of Parliament then debate and vote on motion. If the MPs reject the motion, then the private member’s Bill is dropped.

However, if the motion is approved, then Parliament will print and publish the Bill.

3. The Bill is published in the Gazette. The Gazette is the official government publication. After it has been Published in the gazette, it is said the Bill has been “Gazetted”.

FIRST READING:

4. After the gazette, the Private member’s Bill is introduced for the first reading accompanied by certificate of financial implication.

5. After the bill is introduced, the Speaker refers it to appropriate committee.

6. The Committee Committee scrutinizes Bill.

7. The Committee then calls responsible mover(s) of the Bill and various stakeholders and government in public hearings.

8. The Committee will also review relevant and related laws/documents and then write a report with proposed amendments to the plenary. It should be noted that in such circumstances, the committee can only propose amendments and changes to the bill BUT cannot make those changes directly. Those changes can only be made through the following steps:

SECOND READING

9. The Movers of the Bill e.g MP Bahati for the Anti- Homosexuality Bill moves and justifies the motion for second Reading of the Bill.

10. The Committee chairperson presents a report on the Bill.

11. MPs then debate committee report on principles of the Bill and then Parliament votes for second Reading of the Bill referred to the committee of the whole house

12. After this stage, the Bill is then sent to the Committee of the Whole house, which means a committee composed of all the Mps headed by the Speaker, in case of the current Parliament, Speaker

13. MPs in charge of Bill then ask plenary to resume and then goes ahead to Report outcome of committee of the whole house

THIRD AND FINAL READING

14. Parliament the votes for Third Reading of the Bill and if approved, it is sent to the Clerk’s office.

15. The Clerk to Parliament then prepares copies for authentication and Assent of the president.

16. Basically, the president just has to sign the Bill after this stage to make it Law.

17. After the passing of the Third Reading, then the BILL officially becomes an ACT of Law and is no longer referred to as a Bill. E.g From Anti- Homosexuality Bill to Anti- Homosexuality Act.

18. After signing the Act i.e Assenting to the Act, then it becomes law.

19. HOWEVER, IF THE PRESIDENT REFUSES TO SIGN THE LAW, PARLIAMENT CAN STILL VOTE TO PASS IT INTO LAW WITHOUT THE PRESIDENTIAL ASSENT.

20. After the President Assents, then the Minister Responsible sets a date when the law will come into effect. E.g the Public Order Management Act was signed by the President, but since the Minister has not yet set a Commencement Date, it is not yet Law Applicable.

21. Afterwards, the Law is then Published in the Uganda Gazette and becomes Law Applicable, which means it comes into force.

What if Museveni intentionally let the opposition win the so-called by-elections that made Bobi someone to be talked about?


By Abbey Kibirige Semuwemba

Zugzwang— it’s a chess term describing the obligation to make a move even though any move will weaken one ‘s position. Generally, it’s an indication that the play has moved into the end game. The narrow-minded spectators would call a would-be loser ” contagious “, ‘’powerful’’, ‘’threat’, or all sorts of names praising him, but when in actual sense, he is losing.

I am strongly inclined to believe that Museveni intentionally let the opposition win the so-called 2018-19 by-elections that made Bobi Wine someone to be talked about. What is it they say? Lose the battle and win the war. They also say that the most powerful warriors are patience and timing. He used the by-elections as foreplay to his intention to weaken the opposition.

Let’s remember that during the by-elections, both Kiiza Besigye and Bobi supported different candidates, and Bobi had one leg over Besigye. Bugiri and Arua, were the epitome of it all where Asuman Basalirwa(JEEMA) and Kasiano Wadri(former FDC), both backed by Bobi, won, against FDC candidates. Museveni is rarely off his game. He has always let opposition win some and lose a lot. This was something else, and I bet he was up to something. His enemies have always underestimated him, and have refused to think like him–he is good at stiffling opponents, love him or hate him.In business, one of the ways of promoting a business is to get your rival to sue you and announce it on TV. By the time the dust settles down, everyone has heard of your business. It’s nasty but it works. It’s a very good marketing strategy.

It’s also possible that Museveni has been controlling the number of MPs FDC get every year, since their numbers never change. He, I guess, keeps them at a certain level that won’t bring him problems in the parliament. Like Besigye keeps telling the world, ‘the Electoral Commission is like his walking stick’.

All the theories around Dr. Kiiza Besigye being part of the ‘managed’ opposition don’t add up because of simply one factor– Winnie Byanyima. No man makes deals with another man who took his woman, ex or not.

I also think we must make a distinction between ordinary people with very little clout who had to do what they had to do to oppose Museveni and celebrities who ended up singing political songs to further their career. It happened a lot during Nazi German —About this, you might want to see the movie “Mephisto” or read the book on which it is based. So, it’s possible that Museveni may have picked Bobi, without Bobi’s knowledge, as a stick to beat his long-term rival with, and indeed, it worked. Now, all he needs is to pick another stick, or sticks, to beat Bobi with, and he is doing exactly that.

Bobi is now caught between a rock and the proverbial before the 2021 elections, and for me, at least, I can understand why he might end up either starting a political party, or join DP, if not quietly quit politics altogether. If he is to quit politics, he will have to secretly arrange a meeting with Museveni assuring him of this.

A while ago I was reading the book, The Shirakawa book “The Devil’s Music Master”, about music in Nazi Germany. It consists of biographies of several composers. Makes very interesting readings. The author gives Karl Hartmann as an example of composer who hated Nazis, decided not to collaborate with them, and yet didn’t have any problems either. Just kept low profile and survived. It was those who wanted to prosper, to make a career, pure opportunists such as Orf, who collaborated with the regime.

Bobi is, obviously, going to go ahead and participate in the presidential elections, even though he knows he can’t win. He feels that this is his best bet for his career, ego, and, I guess, to satisfy the longing to be the big man in opposition. But he really didn’t have a clue as to the trap he was walking into, if my theory is right that Museveni intentionally wanted to boost his image against Besigye in by-elections. He will continue to treat him like a star until he becomes a normal Citizen and then they slam the door shut.

The issue that’s never really been addressed enough, or at least that I don’t understand enough is why DP thought Bobi’s attacks against Besigye at the DP reunion, would benefit DP in anyway. In the end, they parted ways and every man is now on his own. Maybe “us” aren’t as different from “them” as we’d like to think we are.

All of the above, of course, is just my opinion. No offence is intended to those who disagree.

Kabaka’s land is 350sq.miles


Kabaka’s land is 350sq.miles. It is located in the different counties of Buganda. Kabaka’s land is titled. What happens however, is that most people who live on it have no land titles as historically, people were not getting titles on Kabaka’s land. They would have bibanja and pay busuulu and ENVUJJO. However, Ssekabaka Muteesa opened up the land and people started getting titles. Kabaka Mutebi continued with having people getting land titles. Buganda Land Board has therefore been issuing land titles to those who apply and qualify to get them.

What are the likely effects of not getting a title on kabaka’s land if I pay busuulu?

Ideally you are protected by law and BLB or the Kabaka are satisfied with your occupancy. However, that may not protect you from the following: 1. In cases of boundary and ownership conflicts, instead of relying on surveyors to open boundaries for titled land-that will not be possible with you. We shall need evidence of neighbours, natural vegetation, hills, etc and all other such marks that define your kibanja. In cases of compulsory acquisition of land by govt for govt projects like roads, electricity lines, etc you are only compensated the fair eqivalent of a kibanja owner. If you have a land title, then you get compensated for more. Also getting a mortgage from a bank or loan is constrained. Banks find ndagano or sales agreement for your kibanja as weak collateral. Finally, your kibanja is always under threat by a neighbor who could one day extend their boundaries into you, or could actually survey and include your kibanja into being part of their land. They would then choose to resurrect this and claim your kibanja at your demise.

if you’re within the precincts of an urban authority like KCCA and Wakiso, your plan will not be approved without a title. If you proceed and build without authorization, you’ll get problems from their compliance teams who can demolish your structure. Building without authorization is illegal and you can face penalties. These can include fees or demolitions. So this applies to any construction whether on Kabaka’s land or not. Payment of penalties does even exonerate you from the need to acquire an approved building plan. Needless to say, you need the landlords consent or proof of a land title before such approvals.

Many major organisations have both workers and impersonators who fraudulently extract money from unsuspecting victims. As a rule, Buganda Land Board fees are all paid in the bank.

What is mailo land?

Mailo land is just a Luganda word for land in miles. In the 1900 agreement, land was allocated in square miles. The Baganda called it Mailo, a translation of mile.

There is what is called private mailo ( the 8000 plus sq miles which were shared by private land owners and chiefs) Then there’s official mailo. That is land which was allocated to offices of Buganda.I.e counties, Kabaka, Namasole, Katikkiro, Omuwanika. That land can not be sold off in perpetuity.

What is ‘Busulu’??


Busuulu is the nominal fee one pays for living on one’s land annually. In villages, it is 5000ugx. In town boards, 30,000ugx. In Municipalities, it is 40,0000ugx. In Cities, it is 50,0000ugx.

When constructing, you only pay consent to develop if you already, Kanzu was already paid when you were buying. If not, you are then required to pay consent to develop and Kanzu. To pay consent to develop, in Kampala and Wakiso, you need to submit your building plan, and your ownership documentation.

The busuulu fees mentioned above were determined by the Minister of Lands and District Land Boards in the different areas. You need an approved building plan before u start constructing be it Kabaka’s land or not. The urban authorities have enforcement teams that check on none Compliance. BLB works in collaboration or support with the enforcement teams. In some cases, BLB has signed MOUs with urban authorities to carry out enforcement activities. Such teams can Confiscate building materials on behalf of the town councils, municipality or planning authorities. They can also require you to pay penalties. Payment of penalties such as 300k doesn’t mean that you are then free to construct. You still have got to pay for plan approvals.

The most important process is getting consent to build from BLB. It is that clearance that the urban council depends on to approve your plan especially if you have no land title. If your plan was approved without it, I ask that you get it to avoid future disturbances.

Why is Buganda Land Board keen on helping urban councils enforce the building rules?

1. It is fathomed that enforcing the rule of building with approved plans will eliminate slums off Kabaka’s land. Kabaka’s land is grappling with slums. Slums reduce the value of the Land; affecting both Buganda kingdom and the tenants especially at time of selling, mortgaging, compensations. Slums also proliferate crime, disease.

2. Building with approved plans acts as a gatekeeper against land/bibanja grabbers since for one to get an approved plan, proof of ownership of the land/kibanja they are to build on is the first requirement.

Can a foreigner have rights on Kabaka’s Land?


Yes. A foreigner can get a lease land title on Kabaka’s land. All foreigners by law are supposed to be leaseholders. What to know on Kabaka’ land.

1. If you are buying a Kibanja on Kabaka’s land, ensure that whoever sells to you pays Kanzu (consent to sell). If they don’t pay it, you end up paying it since the law states that if a kibanja is exchanged without a consent from the land Lord, the transaction is null and void. However, Buganda Land Board gives the buyer a chance to pay for the consent if the seller never paid for it. To avoid the one selling to you the Kibanja running away with the consent to sell(Kanzu), make sure that the transaction takes place at the office of Buganda Land Board.

2. When buying a Kibanja, ensure that you get EBBALUWA ENTONGOLE from Buganda Land Board. EBBALUWA ENTONGOLE confirms transfer of the Kibanja ownership from the one who sold to you into your names. If that is not done, someone can turn around and claim ownership of a Kibanja they already sold to you.

3.If you live on Kabaka’s land, register it with Buganda Land Board. That helps you to secure your kibanja from being claimed by anyone else.

4.You can get a land title on Kabaka’s land through banks using a product called Lease Access Financial Initiative. The advantage with that, banks finance you to get the land title. They then also give you money to develop your land. The, a repayment plan is drawn. It is always easy to pay back a loan when you have a source of income.

People are using this to build rentals, schools, factories, ware houses.

The land title is a lease with automatic renewal. If you get a 99yr automatic renewal lease, to me, it is more less like absolute ownership.

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